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Local Mortgage Lenders
in Metairie, LA
Competitive Rates
Loan Estimates Within 24 Hours
Over 20 Years in Finance and Mortgage Lending
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PROFESSIONAL SERVICES C
HERO / ROW SHAPES
Unlock Your Dream Home with Expert Mortgage Solutions
At Bernard Guste - Mortgage Loan Originator, NMLS #79676, we're dedicated to making your homeownership dreams a reality. With over two decades of experience in finance and mortgage lending, we've helped countless families and individuals secure the perfect mortgage for their needs.
Our deep roots in the Greater New Orleans area, combined with access to more than 270 lenders, allow us to offer you competitive rates and tailored solutions that fit your unique financial situation. As a locally owned and veteran-operated business, we understand the nuances of the Louisiana housing market and the challenges faced by diverse borrowers.
Whether you're a first-time homebuyer, self-employed entrepreneur, or looking to refinance, our team is committed to providing fast pre-approvals, transparent communication, and loan estimates within 24 hours. We pride ourselves on our expertise in navigating complex financial scenarios.
We offer self-employed borrower solutions and divorce-related mortgage planning. Let us put our local knowledge and extensive network to work for you, ensuring a smooth path to homeownership in the vibrant communities of New Orleans and beyond. Contact us today and let us help navigate your housing market, and assist with your financial options.
Why Choose Bernard Guste - Mortgage Loan Originator, NMLS #79676
Competitive Rates
Access to Over 270 Lenders
Over 20 Years in Finance and Mortgage Lending
Loan Estimates Within 24 Hours
Local Knowledge of Louisiana Housing Programs
Fast Pre-Approvals and Transparent Communication
Traditional Loans
Investor and Commercial Loans
Self-Employed Loans
Down Payment Assistance
Specialty Loans
Our specialty loans cater to unique situations and property types that may not fit traditional lending criteria. Whether you're looking at a fixer-upper, a luxury property, or a multi-unit dwelling, we have loan products designed to meet your specific needs. These specialty loans often come with distinct terms and qualifications, and our experts will help you navigate the complexities to find the best fit.
Second Mortgage Options
Foreign National Mortgage Options
Frequently Asked Questions
1. What types of mortgage loans do you offer?
We offer a variety of mortgage options, including conventional loans, FHA and VA loans, jumbo loans, and refinancing solutions. As experienced local mortgage lenders in Metairie, LA, we help you find the right loan that fits your financial situation and homeownership goals.
2. How long does the mortgage application process take?
The timeline varies depending on the loan type and complexity, but most applications are processed within 30 to 45 days. Our team of local mortgage lenders in Metairie, LA keeps you updated at every step for a smooth experience.
3. Do you work with first-time homebuyers?
Absolutely! We specialize in helping first-time homebuyers understand the process, from pre-approval to closing. Our team of local mortgage lenders in Metairie, LA can also guide you on down payment assistance programs and first-time buyer incentives.
4. How do I get pre-approved for a mortgage?
Getting pre-approved is simple. You provide your financial information, such as income, assets, and credit history, and we review it to give you a pre-approval letter. Working with local mortgage lenders in Metairie, LA can strengthen your position when making an offer on a home.
5. Are your mortgage rates competitive?
Yes, we work hard to offer competitive rates based on current market conditions. Our experts will explain the difference between fixed and adjustable rates so you can make an informed choice.
6. Can I apply for a mortgage online?
Yes! We offer a secure online application process that allows you to start your mortgage journey from home. Even online, you’re working with trusted local mortgage lenders in Metairie, LA who are ready to answer your questions.
7. What makes your mortgage services different from other lenders?
We combine personalized service with expert knowledge. Our team of local mortgage lenders in Metairie, LA is dedicated to guiding clients through each step, explaining all options, and ensuring a smooth, stress-free experience.
8. Do you offer refinancing options?
Yes, we provide refinancing solutions to help you reduce your monthly payment, lower your interest rate, or access equity in your home. Our experts evaluate your situation to recommend the best refinancing strategy.
9. What fees should I expect during the mortgage process?
Mortgage fees may include appraisal fees, origination fees, title insurance, and closing costs. We provide a detailed estimate upfront so you’ll know exactly what to expect. Our team works closely with you to ensure there are no surprises and to help you feel confident and informed throughout the process.
10. How can I get started with your mortgage services?
The first step is to reach out to us via phone, email, or our online form. Our team of local mortgage lenders in Metairie, LA will schedule a consultation, review your financial goals, and guide you through pre-approval so you can confidently start your homebuying journey.
11. Can you help me if I have a unique financial situation?
Absolutely! Our team understands that every client’s financial situation is different. Whether you’re self-employed, have non-traditional income, or are navigating past credit challenges, our mortgage lenders can guide you through options tailored to your needs. We take the time to explore every opportunity so you can achieve your homeownership goals with confidence.
Here's what our satisfied customers are saying...
At Bernard Guste - Mortgage Loan Originator, NMLS #79676, we take pride in providing exceptional mortgage lending services to our customers. We would be grateful if you could share your thoughts about our business with others. Your feedback helps us improve and helps others make informed decisions. Please take a moment to leave a review of Bernard Guste - Mortgage Loan Originator, NMLS #79676 and let others know what you think.
